A UK alternative to Moneyhub
Moneyhub is stepping back from its consumer money-management app to concentrate on its business and open-finance services. If you used Moneyhub to see all your accounts, spending and net worth in one place, Moniquid is a UK-built replacement — with one deliberate difference: it never connects to your bank.
What’s happening to Moneyhub?
Moneyhub built its name on account aggregation — connecting to your banks, cards, pensions and investments through Open Banking to give a single view of your finances. As it shifts its focus to powering other companies rather than serving consumers directly, people who relied on the app need somewhere else to track their money.
How Moniquid compares
Moniquid gives you the same essentials — spending by category, budgets, bills, savings goals, debts and net worth — designed around UK money. The key difference is the data model: instead of linking your accounts, you import a PDF or CSV statement, scan a receipt, or add transactions manually. Nothing connects to your bank, so there’s no live link to break or to trust a third party with, and your data stays yours.
Moneyhub vs Moniquid
Connection: Moneyhub linked your accounts via Open Banking; Moniquid is deliberately no-bank-linking — you import statements or add transactions.
Privacy: Moniquid is offline-first — your ledger lives on your device and syncs encrypted. No ads, no selling data.
UK focus: pounds and pence, UK tax year, UK paydays, UK statement formats.
Extras: a daily safe-to-spend figure, an optional AI coach with guardrails, savings goals and a debt payoff planner.
Price: free plan forever; Premium £2.99/month or £24.99/year.
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Frequently asked questions
Is Moniquid a replacement for Moneyhub?
For personal money tracking, yes — it covers spending, budgets, bills, savings, debts and net worth for a UK audience. The difference is that it works from imported statements and manual entry rather than Open Banking connections.
Does Moniquid connect to my bank like Moneyhub did?
No. Moniquid never asks for your bank login and doesn’t use Open Banking. You import PDF or CSV statements or add transactions manually, so your credentials never leave your bank.
Can I bring my history across?
You don’t need an export. Download a few months of statements as PDF or CSV and import them — Moniquid reads UK layouts, categorises the transactions and detects recurring bills.
How much does it cost?
There’s a free plan forever. Premium is £2.99/month or £24.99/year for unlimited imports, receipt scanning, unlimited AI coaching and advanced analytics.