A UK alternative to Money Dashboard
Money Dashboard was one of the UK’s original budgeting apps. It closed in 2023, leaving thousands of users looking for somewhere to track their spending, bills and savings. Moniquid is a privacy-first, UK-built replacement — with one big difference: it never asks to connect to your bank.
What happened to Money Dashboard?
Money Dashboard shut down in 2023. Like most aggregation apps, it relied on linking directly to your bank accounts to pull transactions automatically. When the service wound down, users lost the dashboards, categories and budgets they’d built up over years.
How Moniquid is different
Moniquid gives you the same core picture — spending by category, upcoming bills, savings goals, net worth and a daily “safe-to-spend” number — but without Open Banking. Instead of handing over your bank login, you import a PDF or CSV statement, snap a receipt, or add transactions manually. Your data is encrypted and stays yours; there’s no bank connection to break and no third party holding a live link to your accounts.
Money Dashboard vs Moniquid at a glance
Bank linking: Money Dashboard connected to your bank; Moniquid deliberately does not — you import statements or enter transactions yourself.
Privacy: Moniquid is privacy-first and offline-first — your ledger lives on your device first, then syncs encrypted.
UK focus: pounds and pence, UK tax year, UK paydays, and UK bank-statement formats for import.
AI help: an optional AI coach and automatic categorisation, with guardrails so it never invents numbers that aren’t in your actual ledger.
Price: free forever plan; Premium is £2.99/month or £24.99/year.
Moving over from Money Dashboard
You don’t need your old data export. Download a few months of statements from your bank as PDF or CSV and import them — Moniquid parses UK statement layouts, categorises the transactions, and detects recurring bills so your budget is populated in minutes. From there you keep it current by importing statements periodically or adding purchases as you go.
The app isn't currently available. This page is kept online for reference.
Frequently asked questions
Is Moniquid a direct replacement for Money Dashboard?
It covers the same essentials — spending analysis, budgets, bills, savings goals and net worth — for a UK audience. The main difference is that Moniquid works from imported statements and manual entry rather than a live bank connection.
Does Moniquid connect to my bank like Money Dashboard did?
No. Moniquid never asks for your bank login and doesn’t use Open Banking. You import PDF or CSV statements or add transactions manually, so your bank credentials never leave your bank.
How much does Moniquid cost?
There’s a free plan forever. Premium is £2.99 per month or £24.99 per year and adds unlimited statement imports, receipt scanning, unlimited AI coach messages and advanced analytics.
Is my financial data secure?
Yes. Data is encrypted in transit and at rest on EU-hosted infrastructure, Moniquid is GDPR compliant, and you can export or delete everything at any time.